Insurance Library:
Property & Casualty / Risk Management
For more information on all aspects of insurance, click on links in the WASB Insurance Plan Endorsed Agency Program Insurance Library. You will find links to important insurance information related to employee benefits, human resources, property and casualty, and risk management.
Bullying
- School Bullying, October 2019
provided by M3 Insurance - Make Your School Zone a “No Bully Zone,” January 2017
provided by M3 Insurance - Safe Schools Legal Resource Manual, October 2016
provided by the Wisconsin Department of Justice
Community Access
- The Importance of Facility Use Agreements, December 2014
provided by M3 Insurance - Developing Facility Use Agreements, May 2014
provided by Arthur J. Gallagher & Co.
Concussions / Injuries
- Concussion Fact Sheet for School Professionals – March 2022
provided by Gallagher Insurance - Concussion Detection for Youth Athletes – August 2021
provided by TRICOR Insurance - When in Doubt, Sit Them Out – Wisconsin Interscholastic Athletic Association (WIAA)
- Concussion Statute 118.293 and Resources – Wisconsin Department of Public Instruction (DPI)
- Heads Up – Centers for Disease Control and Prevention (CDC)

COVID-19 (Coronavirus)
- Long COVID, August 2023
provided by TRICOR Insurance - Reopening Schools: Perspectives from WASB Insurance Plan Members (Part 1) (Link goes to recording, recorded July 22, 2020)
The WASB Insurance Plan hosted a complimentary webinar with representatives from Gallagher, M3 Insurance Solutions, Inc., and TRICOR Inc. regarding the reopening of schools. They discussed:
• access to facilities (presentation slides)
• unique issues for student transportation (presentation slides)
• food service and other areas with unique liability concerns (presentation slides)
• other liability concerns connected with reopening - Reopening Schools: Perspectives from WASB Insurance Plan Members (Part 2) (Link goes to recording, recorded July 28, 2020)
The WASB Insurance Plan hosted a second complimentary webinar with representatives from USI Insurance (formerly Associated Benefits and Risk Consulting), M3 Insurance Solutions, Inc., and TRICOR Inc. regarding the reopening of schools. They talked about:
• COVID-19 testing and symptom tracking in the workplace (presentation slides)
• COVID-related absences, employee rights and health insurance eligibility (paid sick leave flow chart) (FMLA flow chart)
• COVID-19’s impact on short-term and long-term disability insurance eligibility and benefits (presentation slides)
• Other benefit concerns schools may address in determining how to reopen - Webinar: Insurance Plan Guidance on Child Care and Health Care (October 29, 2020)
In this WASB Insurance Plan Webinar. the WASB IP endorsed agencies of Gallagher, M3 and Tricor discussed the implementation of a consistent process for identifying and assessing risk and making decisions, liability and worker’s compensation issues arising from the provision of child care and day care during the pandemic and liability, worker’s compensation and leave issues when districts provide health care services on site (in particular the school nurse).
Presentation Materials: - Building Closure Checklist, December 2020
provided by Gallagher - COVID-19’s Impact on Mental Health – and How Employers Can Help, July 2020
- provided by M3 Insurance
- Health Tracker App Assists Organizations in Reducing Risk, July 2020
provided by M3 Insurance - 5-Step Guide to Returning to the Workplace, June 2020
provided by Gallagher Insurance, Risk Management and Consulting - Health Tracker App, June 2020
provided by M3 Insurance - COVID-19 – Group Life and Disability, June 2020
provided by TRICOR Insurance - K12 & Public Sector Report – Responding to the Coronavirus, March 2020
provided by Gallagher Insurance, Risk Management and Consulting - Coronavirus (COVID-19) Pandemic: Eligible Emergency Protective Measures, March 2020
provided by FEMA via M3 Insurance - Caregiving and Working from Home, March 2020
provided by M3 Insurance - Working from Home During a Coronavirus Outbreak, March 2020
provided by M3 Insurance
Cyber / Security Risk
- Cybersecurity Strategies: Safeguarding Your Organization in the Digital Age, July 2023
provided by M3 Insurance - What School Districts Need to Know Now About Cybersecurity and Cyber Liability Insurance, January 2022
provided by M3 Insurance - WASB Insurance Plan Webinar on Cybersecurity, October 2021
provided by M3 Insurance, Gallagher and Tricor - Ransomware: What to Know to Create an Incident Response Plan, October 2021
provided by M3 Insurance - Cyber Incident Response Plans, July 2021
provided by M3 Insurance - Why Do I Need Multi-Factor Authentication?, May 2021
provided by TRICOR Insurance - 5 Must-Ask Questions on Cybersecurity & Exposure, October 2020
provided by M3 Insurance - Gone Phishing: 8 Signs That an Email Could Spell Disaster for Your School District, December 2019
provided by M3 Insurance - ACH Should Not Be Automatic, July 2019
provided by M3 Insurance - Developing a Cybersecurity Incident Response Plan, April 2019
provided by Gänder Consulting Group, LLC - Social Media, Websites & Intellectual Property Infringement: They Mix Too Well!, December 2018
provided by Gänder Consulting Group, LLC
Discrimination
- Sexual Harassment – Helpful Information, September 2017
provided by Arthur J. Gallagher & Co - The Office of Civil Rights Use of “Dear Colleague Letters,” June/July 2015, Wisconsin School News
Boardman & Clark LLP Legal Comment (requires login)
Property & Casualty / Risk Management
- General Kitchen Safety, September 2023
provided by Gallagher - Risk Management Strategies for Combative Students, January 2023
provided by M3 Insurance - Breaking Up Student-on-Student Fights, December 2022
provided by Gallagher - Slip and Fall Prevention for Your School, November 2022
provided by TRICOR Insurance - Snow And Ice Removal Guidelines For Schools, October 2022
provided by M3 Insurance - Planning Your School’s End-of-Year Celebration, April 2022
provided by M3 Insurance - Slips, Trips, and Falls, December 2021
provided by Gallagher - Building Closure Checklist, December 2020
provided by Gallagher - Value of Professional Building Appraisals, December 2019
provided by Gallagher - A Guide for Preventing Slip and Fall Accidents in Schools, November 2019
provided by TRICOR Insurance - Think About Your Celebration Risk, April 2019
provided by M3 Insurance - Is Your Playground Safe?, November 2018
provided by TRICOR Insurance - Don’t Forget Communications in Your Crisis Planning, October 2018
provided by M3 Insurance - Don’t Bother Me. I’m Embezzling., September 2018
provided by Gallagher & Co.
Risk Management Administration
- Safety Committees for K-12 School Districts, July 2023
provided by Gallagher Insurance - Why Inflation is Impacting Property Insurance, February 2023
provided by TRICOR Insurance - Section 125 Plans and Voluntary Loss of Coverage, January 2023
provided by M3 Insurance - Insurance Companies Financial Stability – Yes it Matters!, August 2022
provided by Gânder Consulting Group, LLC - What services should a broker provide? March 2021
provided by Gallagher Insurance, Risk Management and Consulting - Preparing Schools for Future Health Crises, February 2021
provided by TRICOR Insurance - The Financial Health of Insurance Companies: It Still Matters, February 2021
provided by Gänder Consulting Group, LLC - K12 & Public Sector Report – Responding to the Coronavirus, March 2020
provided by Gallagher Insurance, Risk Management and Consulting - Designating a Crisis Spokesperson, June 2019
provided by M3 Insurance - Buyer Beware: Purchase Property and Casualty Insurance Based on Coverage, Service and Price – In That Order, April 2019
provided by Gänder Consulting Group, LLC - Effectively Communicate Your District’s Risk Management and Safety Program, January 2019
provided by M3 Insurance - Got Flood Insurance?, August 2018
provided by TRICOR Insurance
Safe Schools
- Is it Time to Revisit Your School Security Controls?, July 2022
provided by M3 Insurance - School Violence – Creating a Positive School Climate for Students, June 2022
provided by Gallagher Insurance, Risk Management & Consulting - Lifesaving Drug Intervention, September 2019
provided by Gallagher Insurance, Risk Management & Consulting - Active Shooter Incident, June 2019
provided by Gallagher Insurance, Risk Management & Consulting - Factors to Consider When Implementing a School Resource Officer, April 2018
provided by M3 Insurance
School-to-Work / Youth Apprenticeship Programs
- Risk Management Guidance for School-to-Work / Work Experience Programs Overview, December 2018
provided by Gänder Consulting Group, LLC
Transportation
- School Driving Exposures: How Is Your Fleet Safety Program?, September 2022
provided by Gallagher - Reducing Risk with Volunteer Drivers, August 2022
provided by TRICOR Insurance - New Training Requirements for Bus Drivers, February 2022
provided by TRICOR Insurance - Catalytic Converter Theft at Schools in Wisconsin, November 2021
provided by TRICOR Insurance - School Bus Safety and Security for Parents and Drivers, September 2021
provided by Gallagher - Large Van Student Transport – Legal Issues and Safety Considerations, April 2021
provided by M3 Insurance - Wheelchair Transportation Alert, September 2020
provided by Gallagher - Using Volunteer Drivers, February 2020
provided by TRICOR Insurance - Commercial Drivers License Drug and Alcohol Clearinghouse, August 2019
provided by TRICOR Insurance
Worker’s Compensation
- K-12 Schools: Post-Injury Management, March 2023
provided by Gallagher Insurance - Payroll Allocation Guidance for Workers’ Compensation, April 2020
provided by M3 Insurance - Workers’ Compensation Owner Direct Insurance Programs, May 2019
provided by Gänder Consulting Group, LLC